Supplier rebate calculatorEstimate what goes unclaimed.

Free, and made for US wholesale distributors.

How much might your suppliers still owe you?

Three questions, and the arithmetic shown underneath.

1

Everything you purchase across all your rebate agreements.

a year
$1M$500M
2
How many of those suppliers pay you a rebate?

Vendors with a rebate, MDF or growth program.

40suppliers
1300
3
What is the average rebate rate?

Your best guess. Most distributors land between 2% and 3%.

2.5%
0.5%8%

You are not the only one

52%
do not believe they receive every rebate they earn
43%
know what they have earned from each manufacturer

Enable, 2024 State of Volume Rebates Report. 100+ manufacturers and distributors, published December 2023. A vendor’s own survey, so treat it as directional. See the figures

Your result

$150,000

is what the benchmark says goes unclaimed at your size, every year

Your agreements moved $1,250,000 this year across 40 suppliers, and every one of those payments arrived as a figure somebody took on trust.

The benchmark is 0.3% of purchase spend. It is a published figure for the industry, not a measurement of you, so your real number could be zero or it could be double. Send one statement and we will tell you which.

Here is the math

Rebate value that moved this year$50,000,000 × 2.5%
$1,250,000
On each agreement$1,250,000 ÷ 40
$31,250
Benchmark unclaimed$50,000,000 × 0.3%
$150,000

The benchmark comes from published industry figures: rebate programmes run 10 to 15 percent of purchase spend, and 2 to 5 percent of rebate value is commonly lost. The rest of the arithmetic is your own numbers multiplied together.

Want to know which of those payments came up short?

Send one statement

The first pass is free while we onboard the first ten distributors.

Or send this result to somebody. The link carries your three numbers and nothing else.

How much to trust that number

One of the three figures is not yours.

The benchmark is a published industry figure

Nothing here has seen a statement of yours. Your real number could be zero, or double.

It has not read a single agreement

Your levels, breakpoints, exclusions and purchase dates all live in the paper.

Two of the three figures are yours

Your spend and your average rate, multiplied. The working sits beside every row.

One rebate table, filed with the SEC

“PERCENTAGE REBATE APPLIED TO ALL PRODUCTS PURCHASED IN CALENDAR YEAR”
Ruud Lighting and Advanced Lighting Technologies. Supply terms filed with the SEC, section 5, rebate table header. Ruud Lighting supply terms, Exhibit 2.1, SEC EDGAR · read 1 September 2026

Under that header, purchases up to $5,999,000 pay nothing and $6,000,000 pays 10 percent of the whole year. A thousand dollars of buying moves $600,000.

A note on the evidence. HVAC, plumbing and electrical distributors do not file their supplier agreements with the SEC, because those agreements are not material under Item 601. Ace Hardware and Ruud Lighting are the direct evidence. The rest are agreements of the same shape from other industries. It is the best public evidence there is, and it is not direct evidence of your trade.

Questions about the arithmetic

No. The benchmark is a published figure for the industry rather than a measurement of you, so your real number could be zero or it could be double. One statement checked against your own purchase export is what turns it into your number.

The benchmark comes from published industry figures: rebate programmes run 10 to 15 percent of purchase spend, and 2 to 5 percent of rebate value is commonly lost. The rest of the arithmetic is your own numbers multiplied together.

No. It multiplies three numbers you type. Reading the levels, the dates, the product scope and the exclusions out of the agreement behind a payment is what the statement audit does.

Three plans between $299 and $1,199 a month, published on the pricing page with the agreement and purchase limits for each one. The first pass is free while we onboard the first ten distributors.

Replace the benchmark with your own arithmetic.

One statement and the matching purchase export is all it takes to check every line.

The first pass is free while we onboard the first ten distributors.